It's finally there. You take the step to move to the Netherlands or within the Netherlands. New opportunities, new possibilities, but it is also important not to lose sight of your changed financial situation. Do you choose to only convert your current insurance policies in terms of address, adjust the content or cancel it? With insurance you can cover a certain risk. Usually this is a financial risk. We have listed five important insurance policies below that you should not forget.

Health Insurance

Every resident of the Netherlands from the age of 18 is obliged to take out at least basic health insurance. Health insurance reimburses the health care costs that are part of the basic package. The content of this basic package changes every year. In addition, you can take out supplementary insurance for care that is not covered by the basic insurance. Health insurers offer various supplementary insurance policies with full or partial reimbursements for, for example, dental care, physiotherapy, etc. In order to save on your healthcare costs, it is good to insure only what you want to use. Please note, do not forget to apply for health care allowance. With a healthcare allowance, the tax authorities reimburse you for your healthcare costs. You can find out whether you are eligible for health care allowance on the website of the Dutch Tax Authorities.

Home insurance

When you move, you usually take a lot of possessions with you to your new home. But what to do if a fire breaks out? You can take out home contents insurance to cover this risk. With home contents insurance, your “movable property” is insured in the event of fire, theft, burglary, flooding and storms. Movable property includes a television, furniture and clothing. When moving, it is therefore good to check your home contents insurance and whether the value of the insurance is still correct.

Moving insurance

Did you know that regular home contents insurance does not always cover damage caused by a move? Damage caused by the relocation company is not covered by your home contents insurance. This is covered by the mover's insurance. Erkende Verhuizers also offers removal insurance, in which your belongings are insured at new value. Read more about it on our moving insurance page.

Liability insurance

With liability insurance you are insured for involuntary damage that you cause to others or their belongings. When you move, it is therefore good to check whether your insurance is still current in your new situation. This also applies if your family situation changes due to the birth of a child or if you start living together. For less than €50 per year you already have suitable liability insurance. And also here applies; It is certainly worth comparing. Good to know: liability insurance is not mandatory.

Funeral insurance

When your financial situation changes, funeral insurance is one of the insurances that is often forgotten. And that is not always right. A funeral in the Netherlands easily costs between € 6,500 and € 11,000. If you do not have this amount in your savings account, funeral insurance is highly recommended. Funeral insurance covers the costs of your funeral. Read more about the benefits of funeral insurance here. Good to know: Funeral insurance is not the same as term life insurance. Now you know which insurance is best for you when your financial situation looks different. If you have already taken out the above insurance policies, check whether they are up-to-date before you move.

Now you know which insurance is best for you when your financial situation looks different. If you have already taken out the above insurance policies, check whether they are up-to-date before you move.